Spacious 4-bedroom home offers 2, 448 sf of living space on a generous 0. 37-acre lot, featuring a potential in-law/caregiver apartment! The main floor shows an inviting, open, living room with a fireplace, a dining area with a glass slider leading to the outdoor deck, a well-equipped kitchen, a full bath, and 3 well sized bedrooms. The lower level offers a cozy family room with another fireplace, a mini wet bar kitchen, a 4th bedroom, an office, a laundry room, and a full bath--perfect for visiting guests or as a possible in-law/caregiver apartment, providing both convenience and privacy. Additional highlights include an attached garage and a nice, level yard, ideal for outdoor gatherings and entertainment. Residence has easy access to I-395 and is also close to I-95 and major employers such as Electric Boat, Pfizer, Naval Submarine Base, and two major casinos. A fantastic blend of comfort, functionality, and location!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Wall/Wall Carpet | Lower |
Dining Room | Balcony/Deck,Sliders,Wall/Wall Carpet | Main |
Family Room | Wet Bar,Fireplace,Wall/Wall Carpet | Lower |
Kitchen | Main | |
Living Room | Combination Liv/Din Rm,Fireplace,Wall/Wall Carpet | Main |
Office | Wall/Wall Carpet | Lower |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,127 | $2,047 | $2,597 |
Total Monthly Payment | $2,711 | $2,631 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.