Welcome home to this charming colonial, located in a desirable West Side neighborhood! Step into the sun-filled living room, where the gleaming hardwood floors flow through elegant French doors into a generously sized dining room, perfect for hosting. The kitchen offers oak wood cabinets, Corian countertops, and an inviting eat-in area that overlooks the fully fenced backyard. Conveniently located off the kitchen is a first-floor laundry room and a half bath, adding functionality to the layout. Upstairs, you’ll find two spacious bedrooms and a full bathroom featuring ceramic tile flooring and a relaxing jetted tub. The unfinished basement provides plenty of storage space, while the large yard is ideal for outdoor fun and gatherings. Additional highlights include a one-car garage, updated windows, a young roof, vinyl siding, updated electrical, insulation, boiler, hot water heater and driveway. Close to shopping, highways, and public trans, this home offers both comfort and convenience.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wood | Second |
Dining Room | Ceiling Fan(s), Flooring - Wood, French Doors | First |
Kitchen | Flooring - Wood, Countertops - Stone/Granite/Solid | First |
Living Room | Ceiling Fan(s), Flooring - Wood, Cable Hookup | First |
Master Bedroom | Ceiling Fan(s), Flooring - Wood | Second |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,179 | $2,765 |
Total Monthly Payment | $2,662 | $2,659 | $3,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.