Welcome to this beautifully maintained ranch-style home, offering 1, 640 square feet of comfortable living space with 3 bedrooms and 3 bathrooms (the 3rd bedroom was converted to the 2nd full bathroom) Step inside to an inviting open layout, where gleaming hardwood floors flow through the living room into the bright dining area. The open-concept design creates an airy flow from the living room, through the dining area, and into the impressive kitchen. With vaulted ceilings, skylights, and a large center island, this kitchen is the heart of the home-perfect for entertaining during the holidays. Enjoy the ease of one-floor living with two spacious bedrooms on the main level, along with a full bathroom that includes a laundry hookup for added convenience. The partially finished basement provides versatile additional space, ideal for a guest bedroom, playroom, or home office. From the kitchen, step out onto the large deck, where you can relax and enjoy views of the expansive backyard. A one-car garage adds further practicality, and the home is located in a peaceful neighborhood, just minutes from shopping and restaurants.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Main | |
Dining Room | Main | |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,657 | $1,595 | $2,023 |
Total Monthly Payment | $2,148 | $2,086 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.