972 La Costa Circle Unit #2 is a hidden gem in the heart of downtown Sarasota in Park View Condominiums. This second-floor, end-unit condominium offers one bedroom and one bath in a serene, gated community set in a beautifully landscaped nine-acre park. The lush surroundings include tropical foliage, majestic oaks and tranquil garden areas ideal for relaxation. The kitchen features wood cabinets, granite countertops and a window, all set over a tile floor. The open living space for dining and relaxing boasts crown molding, a ceiling fan, tile floors and sliding doors to a private lanai. The bedroom includes a ceiling fan, a walk-in closet, a wall closet and neutral carpeting. The bath also has wood cabinets, granite countertops, a tub and shower combination, and tile floors. There is an in-unit laundry closet with a stackable washer and dryer. Residents enjoy fantastic amenities, including two pools, one heated, a clubhouse with a kitchen area, a fitness center with modern equipment, bike storage, barbecue areas and a covered outdoor dining space. The community has undergone an exterior renovation, including painting, balcony railings, new lanais and updated lighting. This condominium’s prime location makes it easy to go to downtown to enjoy restaurants, galleries, shops and Sarasota's cultural scene. The nearby Legacy Trail is ideal for biking or recreation, while St. Armands Circle and Lido Beach are just a 10-minute drive. This unit is available for a quick closing so you can enjoy your new Sarasota lifestyle immediately whether it is year-round living or a winter retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,050 | $1,024 | $1,293 |
Total Monthly Payment | $1,268 | $1,242 | $1,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.