GREAT OPPORTUNITY TO PURCHASE A HOME IN ROYAL HARBOR. This Spacious and Open Floor Plan 2 Bedroom, 2 Full Bathroom Home in the 55 + gated waterfront community of Royal Harbor. The Home Features a Foyer with an Open Concept Living Room which opens to the Screened in Floor Room. The Home Features A Spacious Dining Room that opens up to the Enclosed Porch with the Hot Tub for Great Privacy. The Primary Bedroom is HUGE with a Walk in Closet which opens to the Primary Bathroom which features Dual Sinks and a Walk in Shower. The Second Bedroom with a Split Floor Plan with A Second Full Bathroom. The Home Features Newer Appliances in the Kitchen with Dual Pantries for all your Storage Needs! There is A Eat in Space in the Kitchen. This Home Features a Laundry Room right off of the Kitchen with a 2 Car Garage. Upgrades done to the Home A NEW Air Conditioner, Key West Shutters, New Motor for Garage Door Opener, Landscaped Yard and So Much More! This move-in ready home is located in Royal Harbor, a sought after 55+ active adult community nestled on the shores of Little Lake Harris, on the Harris Chain of Lakes. Enjoy lush tropical landscaping, walking and biking paths, lakefront dock, and activities galore. The Clubhouse has a large Social Hall where you can enjoy dinners, dances, shows, and classes. There is also a Fitness room, Arts and Crafts Room, Billiards, Library, and more. Outdoor enthusiasts will enjoy the heated and screened Pool and Spa, Tennis and Pickleball, Bocce, Shuffleboard, and more. Something for everyone. There’s even RV, Boat and Trailer Storage. COME & SEE TODAY !
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,768 | $1,725 | $2,178 |
Total Monthly Payment | $1,971 | $1,928 | $2,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.