One or more photo(s) has been virtually staged. Located just minutes to World Class Golf Courses, Entertainment Venues for Concerts & Theater, Pro Sports, the Casino, Museums, Water Sports, Marinas, Fishing Piers, Nature Parks, Biking/Jogging Trails, Fine/Causal Cuisine, 2 Airports and the Award Winning Beaches of the warm Gulf Of Mexico…. . Welcome to the Seaside Community of Key Vista! This residence resides in Vista Point (55+). NO CDD Fees, in an X FLOOD ZONE and this home has NEVER FLOODED! The View from the front of the home is a greenspace with No Neighbors across the street and the view in the back is stunning! It is perched on a Pond Frontage Premium Lot where Birds & Aqua Life abound! Inside you will find this Open Concept Floor Plan featuring a Vaulted Ceiling Great Room, that makes this residence feel a lot larger than the stated SF! It’s super for entertaining and it spills into the Large Covered and Screened Patio overlooking a sanctuary setting. Newer Luxury Vinyl Tile throughout the main areas with Porcelain Tile in the wet areas making maintaining it a breeze. The Kitchen is a really good size with lots of room for a full-size table & chairs! The wood cabinets were recently adorned light gray giving them a coastal feel. The Primary Owners Quarters sports an EnSuite with a large Walk-in Shower & a Walk-in Closet. The Guest Suite is nicely sized with the Guest Bath nearby that has a Tub/Shower Combo. The Split Plan Layout of Sleeping Quarters provides privacy. The Laundry Closet is in the Hall in a convenient location. RE-ROOF TO BE COMPLETED BEFORE CLOSING! AC COMPRESSOR 2020 & NEW WATER HEATER! This Subdivision includes Full Care of Lawn, Shrubs & Lower Height Trees trimmed. Exterior Painting is included every few years when needed and it was just completed last year and they did a GREAT job! Spectrum Internet & Cable is included in your Low Fees, too. The Villas features its own 55+ CLUBHOUSE with a Heated/Cooled Pool & Spa with an ample size open as well as Covered Patio Area, large Party/Meeting Room, Kitchen & a Pool Table Room complete with a Library. The 2nd CLUBHOUSE is for All-Ages and features a Huge Heated/Cooled Pool & Spa with an extra-large open as well as Covered Patio Area, extra Large Party/Recreation Room, Kitchen, Game Room with Pool Tables, Ping Pong & Card Tables, fully equipped Fitness Center with Locker Rooms & Showers & a Yoga Room. There are Tennis/Pickleball Courts, Volleyball Court & Playground. Partake in Activities such as Block Parties, Garage Sales, Yoga, Aqua Bellies, Line Dancing, Bingo, Bunco, Holiday Home Decorating Contests & Golf Cart Parades! We even have Food Truck days, Happy Hour get-togethers, Potluck Dinners & even the occasional Pub Crawls & Golf Outings! Need RV &/or Boat Parking?. . . we have that too & the Boat Launch is right down the road! Just outside the Back Gates is Key Vista Nature Park with Hiking Trails, the Anclote Gulf Park with its super long Fishing Pier, Doggie Park & Playground and the Anclote River Park with a Private Beach, Boat Launches, Day Dock w/Slips & another Playground. The Holiday Rec Center is right next to the Community & for a very small yearly fee you have access to the Baseball Field, Basketball Courts indoors & out, an outdoor Hockey Field, Pickleball indoors & out, Waking & Jogging areas as well as many scheduled Classes & Events throughout the year! The Biking/Jogging/Walking Path is just outside our Back Gates. All there is to say now is. . . . . Welcome to our Fantastic Florida Paradise!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,713 | $1,648 | $2,091 |
Total Monthly Payment | $2,161 | $2,096 | $2,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.