Welcome to the IVY building at Five Towns of St. Pete, a vibrant 55+ community! This beautifully renovated, third-floor furnished condo features an “Inside Corner” layout that allows natural light to flood the space. Thoughtfully updated and move-in ready, this unit truly shines. The kitchen has been completely redesigned with marble floors, stainless steel appliances, brand-new cabinetry, and elegant countertops. Both bathrooms have been tastefully upgraded, and the condo boasts stunning new luxury vinyl flooring throughout, adding warmth and sophistication. The spacious master bedroom includes a large walk-in closet and an en suite bathroom with a modern walk-in shower and a convenient bench. The second bedroom offers ample space and generous closets. Conveniently located next to the main clubhouse and pool, the Ivy building is well-maintained with strong reserves and provides easy access to Five Towns’ exceptional amenities, including six pools, two clubhouses, a fitness center, organized activities, billiards, card rooms, a library, and tranquil walking paths around serene lakes. Ideal for full-time or seasonal living, this condo is just 10 minutes from the beautiful beaches of Madeira and Treasure Island, 20 minutes from downtown St. Pete, and 30 minutes from Tampa International Airport. Plus, shopping, dining, and everyday conveniences are just minutes away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,200 | $147,200 | $147,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $943 | $1,222 |
Total Monthly Payment | $1,290 | $1,278 | $1,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.