Welcome to this delightful 3-bedroom, 1. 5-bath raised ranch, ideally situated on a lightly wooded lot at the on a peaceful cul-de-sac on Wallingford's west side, near the Cheshire line. This one-owner home is filled with potential and offers everything needed for comfortable living. Inside, you'll find generously sized bedrooms, perfect for those looking for ample space and comfort. The open living and dining areas are filled with natural light, creating a warm and inviting atmosphere. Downstairs, the large family room in the lower level is a versatile space that can be transformed into a media room, playroom, or even a home office. It's already set up for a stove-whether wood, pellet, or gas-making it a great cozy spot during the colder months. The property also boasts a beautifully landscaped yard with a large deck, perfect for outdoor entertaining or simply enjoying a peaceful moment with a cup of coffee. The shed offers extra storage for lawn equipment or seasonal decor, while the 2-car garage provides plenty of room for vehicles and additional storage. With the added benefits of natural gas and central air, this home is as efficient as it is comfortable. Tucked away in a serene neighborhood yet close to shopping, dining, and major highways, it's the perfect blend of tranquility and convenience. Don't miss your chance to own this gem! Schedule your private showing today! *** Best & Final offers due by end of day, 10/26/24 ***
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.0 x 10.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 17.0 | Lower |
Dining Room | Balcony/Deck,Hardwood Floor | 10.0 x 11.0 | Main |
Family Room | Wall/Wall Carpet | 15.0 x 22.0 | Lower |
Full Bath | Tub w/Shower | Main | |
Half Bath | Laundry Hookup | Lower | |
Living Room | Wall/Wall Carpet | 14.0 x 15.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 11.0 x 17.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,400 | $310,400 | $310,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,063 | $2,618 |
Total Monthly Payment | $2,608 | $2,606 | $3,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.