One or more photo(s) has been virtually staged. This spacious home is located in the sought after, seldom available, gated community of The Reserve at Golden Acres. It offers the utmost of privacy, a fenced yard, gated entrance, and sits on 1. 5 acres with a workshop, shed, and large 48' x 19' dog run! Featuring 4 bedrooms, (one has been thoughtfully designed as a sound insulated music room), and 2 baths, this home has low HOA fees and no CDD fee. Inside you'll find 10-foot soaring ceilings throughout, with an open, split bedroom floor-plan, and a wood burning fireplace. The kitchen has a wrap-around breakfast bar, oversized eat-in area, a walk-in pantry, and recently updated higher end stainless appliances. Step outside to the extended covered lanai where you can relax and take in the serene views of the wooded backyard with no rear neighbors. There's plenty of room for a pool. Perfect to accommodate any lifestyle, the split bedroom floorplan offers plenty of privacy. Unwind in your oversized primary suite and luxury bath offering a jetted garden tub, dual vanities and a separate shower. There's plenty of closet space with a huge walk-in-closet, additional wall closet, and over-sized linen closet. A large separate laundry room leads to the side mounted oversized 3-car garage with one bay converted into a dream workshop. The 65 ft. long driveway provides ample parking. Conveniently located near schools, shopping, medical facilities, dining and major roads, you're just 30 minutes from Tampa International Airport. A perfect blend of serenity and convenience with potential for you personal touch. New roof 2022, A/C 2019 and freshly painted exterior 2024. Quick-move-in, recent price adjustment is thousands below pre-listing appraisal. Schedule your personal viewing today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,076 |
Total Monthly Payment | $3,925 | $3,841 | $4,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.