5 Cherry Street, Whitefield, NH, 03598 | $189,000

Step into the heart of downtown Whitefield with this 2-unit home that perfectly blends comfort & potential! This property boasts a spacious owner's quarters with 3 bedrooms & a full bath, complemented by a convenient laundry area. As you enter, you'll be greeted by a cozy kitchen and a large dining room The first-floor bedroom provides easy accessibility. Move through the French doors to the expansive living room. Venture to the second floor, where you'll discover 2 additional bedrooms & a versatile bonus room brimming with potential. This space can be transformed to suit your lifestyle—think home office, playroom, or craft area! The second floor houses a charming, furnished apartment, perfect for generating rental income or hosting guests. It features a functional galley kitchen, a cozy dining area, and a spacious 16' x 16' living room/sleeping area & a 3/4 bath. Currently, a wonderful tenant occupies this space, paying $1, 200 per month, providing immediate cash flow. The home welcomes your personal touch! With some fresh paint, updated flooring, and new siding, you can easily transform this property into your dream haven. Enjoy peace of mind with a metal roof, replacement windows, 2-year-old heating system, new oil tank, & electric hot water heater. Take your living experience outside! A new sliding glass door opens from the living room to a deck that leads to a fenced-in backyard, creating a private sanctuary for your outdoor activities, gardening, and summer barbecues.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Style: Apartment Building,New Englander
  • Year Built: 1885
  • Heating: Hot Air,Wall Units
  • Cooling: None
  • Basement: Full,Stairs - Interior
  • Approx Sq. Feet: 2,209
  • Acreage: 0.15
  • Est. Taxes: $1,845
  • Lot Desc: Level,Street Lights,Near School(s)
  • Elem. School: Whitefield Elementary School
  • Middle School: Whitefield Elementary
  • High School: White Mountain Regional HS
  • School District: White Mountains Regional
  • MLS#: 5019732
  • Website: https://www.raveis.com
    /prop/5019732/5cherrystreet_whitefield_nh?source=qrflyer
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Listing courtesy of RE/MAX Northern Edge   Phone: 603-788-2131
Listing Agent: Denise Hood Boynton

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5 Cherry Street, Whitefield, NH, 03598

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $154 $154 $154
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,006 $993 $1,275
Total Monthly Payment $1,235 $1,222 $1,504

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.