ARE YOU TIRED OF HURRICANES? CONSIDER MOVING INLAND TO CENTALLY LOCATED OCALA! This home is in the Premiere 55+ Gated Golf Community of On Top of the World! VERY UNIQUE & UPDATED CUSTOM Atwell Single Family Home with 2 Bedrooms, 2 Baths, 2-Car Garage, Massive Great Room, Birdcage, Paver Patio, located in On Top of the World, a Premiere 55+ Gated Golf Community in SW Ocala FL. This home is located on a premium lot with common space on the left and lots of room out back – very private! HVAC 2017 & 2019 & BIRDCAGE & PAVER PATIO 2022 & NO POPCORN CEILINGS! Notice the custom stacked stone landscaping with river rock mulch, solar coach lights, and a welcoming front porch as you approach the home! Stepping inside this CUSTOM OPEN CONCEPT home notice the view straight through the home out to the birdcage! The owners are using the space immediately inside on the left for office space, but so many potential uses. There is additional living space to the right when you enter - currently being used as dining space. The spacious kitchen has been upgraded with new counters, custom backsplash, deep sink, new faucet, and gas appliances. Adjacent to the kitchen is the MASSIVE 18 x 18 Great Room with access to the NEW 12 x 20 birdcage, paver patio perfect for grilling, and peaceful views! Luxury Vinyl Plank flooring throughout. The guest bedroom and bath are on the right when you enter the home providing a split bedroom plan. The guest bath has BRAND-NEW vanity with granite top, comfort height toilet, and LVP flooring. Notice the upgraded lighting throughout the home. The primary bedroom is in the back right of the home for privacy, with a large walk-in closet. The en suite bath has a BRAND-NEW upgraded vanity with granite top with ample storage, comfort height toilet, and step-in shower. This home can be purchased fully furnished (minus personal items) for a seasonal buyer or investor! The monthly HOA fee includes basic Spectrum cable, roof repair & maintenance, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW offers; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,648 | $199,648 | $199,648 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,345 | $1,698 |
Total Monthly Payment | $1,668 | $1,634 | $1,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.