This charming dormered Cape offers classic features, making it an inviting home for any buyer looking to make it their own. With three spacious bedrooms and two full bathrooms, this home has beautiful hardwood oak floors throughout. The kitchen is equipped with timeless oak cabinets, providing both style and functionality. A highlight of the home is the cozy three-seasons porch, perfect for relaxing or entertaining guests, while the large yard offers plenty of outdoor space for gardening, play, or gatherings. The walk-out basement provides additional potential for storage or additional living space. A one-car garage adds convenience, and recent upgrades include an updated electrical panel for peace of mind. Located just off exit 7, this home offers easy access to nearby shopping, including Whole Foods, Aldi, and a variety of restaurants, making everyday errands a breeze. This home blends comfort, charm, and practicality in an ideal location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,525 | $3,258 |
Total Monthly Payment | $3,226 | $3,223 | $3,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.