Say HELLO to Your Better Than New, Energy-Efficient Home! Welcome to this exceptional SOLAR-POWERED home offering 4 bedrooms and 2 baths, nestled in the sought-after Liberty Ridge community! With NO CDD fees and low HOA, this 1, 939 square foot gem boasts a privacy-fenced, low-maintenance backyard featuring a Pergola with outdoor furniture and a 6 foot deep pond filled with huge exotic KOI FISH!! Designed with an open floor plan and split bedrooms, this home offers energy savings thanks to its solar panels, energy efficient newer construction, and added benefit of a Whole House Water Treatment system with a Carbon Water Softener. The cathedral ceilings, recessed lighting, and large breakfast island create a spacious and modern feel in the heart of the home. The kitchen is outfitted with gorgeous countertops, stainless appliances, and a large pantry for all your storage needs. Beautiful neutral tile flooring flows through the living areas, while the bedrooms are carpeted for comfort, complete with ceiling fans. The master suite is your private retreat, featuring a walk-in closet, dual sinks, a water closet, and a tiled walk-in shower. Three additional bedrooms are generously sized and share a full guest bathroom with a stone-topped vanity. This home also comes pre-wired with a quick-connect outlet for a generator, offering peace of mind during storm season or power outages. Step outside to your private backyard oasis, where you can relax under the pergola or entertain guests in the open living area that extends to the patio. This Ecosmart home ensures lower utility bills while providing all the space you need for your growing family or visiting guests. Living in Liberty Ridge means enjoying a community that celebrates patriotism with a monument honoring those who have served. It's located a short drive from popular attractions such as Legoland, Disney, Universal Studios, and Busch Gardens, and just minutes from Winter Haven and Lakeland’s best shopping, dining, and more. Special Financing Available! USDA 100% financing, conventional, FHA, and VA loans, plus down payment assistance! Don’t miss out on this incredible opportunity to own a piece of paradise in Central Florida—call now to schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,381 |
Total Monthly Payment | $2,211 | $2,161 | $2,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.