Presented byValerie Tocchio |
Great opportunity! Cute cottage in need of love, tucked into Whitman Pond neighborhood. Looking for a new owner, with imagination and style, who can make this sweet cottage come back to life! 1-2 bedroom Cottage, open concept living area, some hardwood floors, nice sized back deck (16 x 11). Charming lot with 2 sheds, and oversized 30 x 26' garage with additional space. Needs work, but will pay off in the end. Two structures on one lot, creates a unique potential for versatile use. Close proximity to Whitman Pond and Cavern Rock Park, a 36 acre parcel of conservation land for hiking, biking and wildlife viewing. Convenient location, close to highway, commuter rail, Derby Street Shops, and local restaurants.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Deck - Exterior, Exterior Access, Slider | 9.3 x 11.0 | First |
Kitchen | Flooring - Hardwood | 8.0 x 11.0 | First |
Living Room | Closet, Flooring - Hardwood | 9.3 x 15.0 | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | 9.5 x 10.4 | First |
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Our Executive Mortgage Banker:
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$325,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.706.7080
valerie.tocchio@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,078 | $2,076 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.