Huge price adjustment !!Welcome to 121 Sterling street. this Versatile custom built 4 br 2. 5 bath cape on level landscaped lot is ideal as single family with master suite or perfect for in-law with its own kitchen, separate access and private 2nd floor deck. The finished lower level offers even more living space. This home offers 2 car garage, large driveway area and large yard. Enjoy the back yard from your back porch. There are so many updates throughout the home. Major Renovations as follows , New main kitchen downstairs - 2024, New main bathroom - 2023, New half bathroom — 2023, New windows throughout 2022, Beautiful garden window added upstairs - 2024, New front doors - 2023, New gutters - 2024 , Luxury vinyl flooring added throughout main house and in-law, New ceiling tiles in basement, Fresh paint throughout added 2021-2024. With major routes 190, 62 & 290 all nearby, This is a great commuter’s location just minutes from the city of Worcester. Dont miss this home.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Laminate, Lighting - Pendant | Main,First |
Bedroom 3 | Flooring - Laminate | Main,First |
Bedroom 4 | Second | |
Kitchen | Ceiling Fan(s), Flooring - Laminate, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Slider, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead | Main,First |
Living Room | Flooring - Laminate, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Laminate, Lighting - Overhead | Main,First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,722 |
Total Monthly Payment | $4,451 | $4,447 | $5,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.