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470 West 146th Street, #53A, New York (Hamilton Heights), NY, 10031 | $580,000
Rare Find!! Sprawling Home or Highly Profitable Investment Property! Sun-filled 4-bedroom apartment with open city views in well-managed elevator building! Remarkably low carrying charges and condo policies including unlimited subletting from day 1 of ownership and up to 90% financing!!
Located in the beautiful Sugar Hill enclave of Hamilton Heights, this versatile home has a highly flexible layout, windowed eat-in kitchen with stainless steel appliances, windowed bathroom, and the ability to install a washer/dryer!
470 West 146th Street in a pet-friendly, elevator-serviced building with a live-in super, and both a laundry room and community outdoor area are slated to be added by 2025. The building is sandwiched between three incredible parks-Riverbank State Park, Jackie Robinson Park, and St. Nicholas Park-and transportation is a breeze with the 1 train just two blocks away! Hamilton Heights offers a rich tapestry of cultural and historical attractions in addition to terrific restaurants, coffee shops, supermarkets, and other residential conveniences!
470 West 146th Street is an income-restricted building in which the purchaser's total annual income cannot exceed 165% of the Area Median Income, which translates into $179, 355 for a household of one, $205, 095 for a household of two, $230, 670 for a household of three, $256, 245 for a household of four, $276, 705 for a household of five, and $297, 165 for a household of six.
Features
- Town: New York
- Cooling: Unknown Type
- Levels: 6
- Rooms: 6
- Bedrooms: 4
- Baths: 1 full
- Year Built: 1926
- Pet Policy: Pets Allowed
- Building Access : Elevator
- Service Level: Voice Intercom
- OLR#: RPLU21923238591
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/RPLU21923238591/470west146thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
470 West 146th Street, #53A, New York (Hamilton Heights), NY, 10031
$580,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $464,000 | $464,000 | $464,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,087 | $3,084 | $3,913 |
| Total Monthly Payment | $3,179 | $3,176 | $4,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535