470 West 146th Street, #53A, New York (Hamilton Heights), NY, 10031 | $580,000

Rare Find!! Sprawling Home or Highly Profitable Investment Property! Sun-filled 4-bedroom apartment with open city views in well-managed elevator building! Remarkably low carrying charges and condo policies including unlimited subletting from day 1 of ownership and up to 90% financing!!

Located in the beautiful Sugar Hill enclave of Hamilton Heights, this versatile home has a highly flexible layout, windowed eat-in kitchen with stainless steel appliances, windowed bathroom, and the ability to install a washer/dryer!

470 West 146th Street in a pet-friendly, elevator-serviced building with a live-in super, and both a laundry room and community outdoor area are slated to be added by 2025. The building is sandwiched between three incredible parks-Riverbank State Park, Jackie Robinson Park, and St. Nicholas Park-and transportation is a breeze with the 1 train just two blocks away! Hamilton Heights offers a rich tapestry of cultural and historical attractions in addition to terrific restaurants, coffee shops, supermarkets, and other residential conveniences!

470 West 146th Street is an income-restricted building in which the purchaser's total annual income cannot exceed 165% of the Area Median Income, which translates into $179, 355 for a household of one, $205, 095 for a household of two, $230, 670 for a household of three, $256, 245 for a household of four, $276, 705 for a household of five, and $297, 165 for a household of six.

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 6
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 1 full
  • Year Built: 1926
  • Pet Policy: Pets Allowed
  • Building Access : Elevator
  • Service Level: Voice Intercom
  • OLR#: RPLU21923238591
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/RPLU21923238591/470west146thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Brown Harris Stevens Residential Sales LLC

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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470 West 146th Street, #53A, New York (Hamilton Heights), NY, 10031

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,087 $3,048 $3,913
Total Monthly Payment $3,179 $3,140 $4,005

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.