Welcome to your newer construction 3BR + office home in the gorgeous and amenity-rich St Augustine Shores community with NO CDD fees! Here you will find an 18-hole golf course, community pier over the Intracoastal Waterway, community pool and clubhouse overlooking the beautiful salt marsh, miles of walking/biking/jogging paths, tennis courts, sports fields, numerous community ponds for fishing, RV and boat storage within the community, endless green space and mature trees, and some of the most friendly neighbors anywhere. Hartley Elementary School is tucked right into the community as well, within walking and biking distance of this gorgeous home. And for added peace of mind, you're less than 5 miles from Flagler Hospital. Whatever chapter of life you're in, life the Shores is the epitome of laid-back and convenient Florida living. Built in 2017, this home lives large and boasts countless upgrades, adding incredible value and comfort. Situated on a large corner lot, your screened porch and paver patio overlook the Tee Box of the 11th hole. Your spacious backyard offers a storage shed, shade canopy, extended paver patio, and full irrigation system. Relax on your screened porch and watch the golfers play through, or enjoy the quiet of the nature preserve. Back inside, you'll love all the incredible features and upgrades - soaring cathedral ceilings, open split-bedroom floor plan, electric fireplace (with or w/o heat), solid wood soft-close cabinetry, gorgeous granite countertops, modern range hood, walk-in pantry, under cabinet lighting, added recessed LED lighting throughout, designer light fixtures and updated rocker switch hardware, hardwired alarm system, security cameras, and Ring doorbell, plantation shutters throughout, wood-look tile throughout living areas and in all wet areas, LVP in Bedrooms 2 and 3 and in Office/Flex Room, new Berber carpet in Primary Bedroom, walk-in closet with built-ins for maximum storage in Primary Bedroom, Primary Bath with separate soaking tub, double vanities, private water closet and linen closet, and new high-end fixtures and hardware, Bedroom 2 offers private access to the shared bathroom to create a second ensuite with walk-in tiled shower and linen closet, whole-house water softener system, fresh interior paint throughout, heated and cooled garage with a mini split wall unit A/C, insulated garage door, ceiling rack storage, and side utility door. Washer and dryer, all mounted TV's (4), and storage shed are included in the purchase of the home. This incredible home offers all the benefits of newer construction but with so many upgrades and so much added value, all with the benefits of the incomparable St Augustine Shores community. This home is a rare modern gem in this neighborhood - you have to see it in person to truly appreciate it. Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $3,485 | $3,482 | $4,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.