Welcome to 14 Peppermint Lane, Johnston, RI! Discover your dream home with this beautifully maintained property in the desirable Clearview Estates. This charming residence offers the perfect blend of comfort and style, making it ideal for families and individuals alike. Enjoy an open-concept layout that seamlessly connects the living room, dining area, kitchen and all-season sun room, perfect for relaxing with loved ones. The finished basement adds lots of living area with an additional bedroom, full bathroom and family room complete with wet bar and wine fridge for entertaining. A sliding door leads to a private wooded backyard oasis, with a in-ground pool and patio area, perfect for summer barbecues or quiet evenings under the stars. Situated in a tranquil neighborhood, 14 Peppermint Lane is conveniently located near parks, schools, shopping, and dining, offering the perfect balance of serenity and accessibility. Just minutes from the new Amazon Distribution Center in Johnston, the owners of this property can look forward to the long-term advantages this development will bring to the community. A 20% Homestead Exemption is available! Don't miss out! This home is a rare find in Johnston, combining modern amenities with a welcoming atmosphere.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,667 | $3,664 | $4,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.