Welcome to 72 Allan Street, a charming Cape style home nestled in the heart of Cortlandt Manor. As you step inside, the main level greets you with an inviting living area bathed in natural light from large windows, creating a warm and welcoming atmosphere. The kitchen features a gas range, ample cabinet space, and stainless-steel appliances, making it a joy for cooking enthusiasts. Adjacent to the kitchen, the dining area provides an ideal spot for sharing meals and creating lasting memories. The main level also includes the primary bedroom, offering a peaceful retreat at the end of the day. A second bedroom, currently utilized as an office, provides versatility to suit your lifestyle needs. The full bath on this level adds to the home's functionality. Venture upstairs to discover two additional bedrooms, both generously sized and equipped with closets, providing plenty of storage. A half bath completes this level. The lower level of the home is a true bonus, featuring a laundry area, abundant storage options, and two recreation rooms perfect for hobbies, play, or relaxation. A mudroom at the back door leads you to the backyard, adding practicality to everyday living. Step outside to your own private oasis—enjoy serene evenings on the deck and spacious patio, ideal for entertaining guests or simply unwinding in your well-maintained yard and garden. This outdoor space is perfect for summer barbecues or quiet moments with a good book. Conveniently located, this home is walking distance to Lake Allandale, offers easy access to the Bear Mountain Extension and Taconic State Parkway, making commuting a breeze. Additionally, you're just moments away from Cortlandt's vibrant shopping district, ensuring all your daily needs are within reach. Don’t miss the opportunity to make this wonderful Cape style home your own! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,122 | $1,122 | $1,122 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
Total Monthly Payment | $3,990 | $3,952 | $4,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.