Charming Expanded Cape with Legal Accessory Apartment With Proper Permits. This beautiful Lindenhurst home offers ample space and modern amenities across its multiple levels, creating an inviting and versatile layout. Large Living Room with surround sound system - perfect for relaxing or entertaining guests. Dining Room with sliding doors leading to a spacious deck for easy indoor-outdoor living. Updated Kitchen featuring granite countertops, self-closing cabinets, and gas cooking - a chef's delight! Full Bathroom renovated with a jet tub for a spa-like experience. Two comfortable bedrooms & cozy den with a private entrance to the backyard. Second floor has a large bedroom for a peaceful retreat, full updated bathroom, living room (or optional 4th bedroom) with access to a relaxing sundeck, an EIK with a door leading to an elevated raised deck that overlooks the yard, perfect for morning coffee or evening relaxation. Full basement with 3 additional rooms, full bathroom, Laundry room and utility area. OSE for added privacy and ease of access . Outdoor oasis has a beautifully landscaped yard, featuring an above-ground pool with a heater for extended swimming seasons, fully enclosed with a PVC fence for privacy and security a large deck, perfect for barbecues and outdoor gatherings. Additional highlights include remote-controlled ceiling fans, new carpet & security cameras.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $993 | $993 | $993 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,452 |
Total Monthly Payment | $4,539 | $4,536 | $5,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.