Welcome to your dream home! A decision now could get you in before the end of the year! Enjoy this charming 3-bedroom, 1 full bath colonial style home with it's perfect blend of classic elegance and modern convenience. Meticulously maintained, it boasts recent updates including a new roof, gutters, oil tank, kitchen stove, and refrigerator, ensuring peace of mind for years to come. Step inside to discover beautiful original hardwood floors and a inviting living room featuring built-ins that add character and warmth. Enjoy a spacious pantry off the kitchen and a large dining room great for entertaining over the upcoming holidays. Enjoy a morning cup of coffee on one of the 2 front porches or relax at the end of the day with a relaxing beverage. The detached garage offers additional storage or workspace. And if you need more space, be sure to think about how you'd use the side porch/mud room and the large basement where you'll also find the laundry. The private yard provides a serene escape for relaxation and entertaining. Don't miss the opportunity to make this delightful home your own! This listing came back on the market due to previous buyer being unable to secure financing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.0 x 12.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 7.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
Kitchen | Pantry,Vinyl Floor | 10.0 x 12.0 | Main |
Living Room | Book Shelves,Built-Ins,Hardwood Floor | 11.0 x 21.0 | Main |
Primary Bedroom | Balcony/Deck,Hardwood Floor | 11.0 x 16.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,313 | $1,674 |
Total Monthly Payment | $1,724 | $1,707 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.