Warm, bright, and welcoming, this meticulously maintained condo in the lovely community of Stratford Ponds feels like a single-family home with 2, 169 square feet of thoughtfully designed space. Sited on aprofessionally landscaped lot, the unit features a screened-in porch and deck that look out onto the private backyard. Inside, the open living area is graced with an abundance of natural light, enhanced bytwo sets of sliders in the living room and the dining room. Also, on the first floor which offers one-floor living is an eat-in kitchen, a powder room, a laundry closet, and the primary suite complete with a walk-in closet and a spacious, private bathroom. The second floor includes a versatile loft area, another full bath, and a second bedroom that offers comfort and privacy for guests. The home is equipped with a whole-house generator, ensuring peace of mind in every season. The new 30-year roof adds to the property's appeal, reflecting the care and attention it has received over the years. Storage is plentiful, with a walkout basement providing ample space and possibilities. The one-car garage and driveway plus the multiple areas for guest parking add to the convenience. Gas heat and central air add to the comfort. Community amenities abound with a very attractive and inviting clubhouse, a sparkling pool, pickleball/tennis courts, and the charming Stratford Ponds green. These features provide endless opportunities for recreation, socializing, and fitness. Discover the perfect blend of charm, convenience, and an easy lifestyle at 44 Stratford Ridge, a place where you can create lasting memories in a setting that truly feels like home. Please verify all herein. Seller is willing to provide buyer with concessions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 29.0 x 16.0 | Second | |
Kitchen | Countertop(s): Other,Flooring: Wood,Stove(s): Gas | 29.0 x 16.0 | First |
Living Room | Fireplace(s): Gas | 29.0 x 16.0 | First |
Master Bedroom | 29.0 x 16.0 | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,689 |
Total Monthly Payment | $4,091 | $4,087 | $5,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.