60 Knight Lane, Smithtown (Kings Park), NY, 11754 | $699,000

Pride in ownership is an understatement for this impeccably kept home! Upon entering the home, you will immediately notice this is not your typical Hi Ranch! You are welcomed by a wide, well appointed staircase to the, oh so light & bright, main level which boasts a beautifully renovated (2023) eat-in kitchen with stainless steel appl's & quartz covered counters. Perfect for entertaining, the dining space is open to the expansive living room adorned with sliders leading to the rear deck, redone 2023. The main floor is complete with hardwood floors under the carpeting, 2 guest bedrooms, a spacious primary bedroom, as well as a full bathroom with lots of storage. Uniquely placed, the staircase at the rear of the home, leads to the lower level with a landing featuring gorgeous french doors adorned with an eyebrow window above, giving an impressive view of the rear yard. From there, just a quick turn and you are down a short flight of stairs to the lower level. This level is complete with a large family room also providing outdoor access, 2 additional bedrooms, a full bathroom, laundry area & more. There are many more updates to this home including natural gas heat (2013), roof 1st layer (2018), inground sprinklers (2021), & siding, trim, soffits, front door, gutters, downspouts, patio, walkways, front steps (all done 2010). The location offers a haven for outdoor enthusiasts, with beach rights to the Town of Smithtown beaches and a boat ramp nearby as well as many local area parks & preserves with walking trails. Golfers will delight in the many surrounding courses, while foodies will enjoy being minutes from Main Street's local restaurants as well as shopping. Commute with ease to the LIRR and parkways. Taxes with Basic STAR $11, 322.

Features

  • Town: Smithtown
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 2 full
  • Style: Hi Ranch
  • Year Built: 1975
  • Garage: 1-car Attached
  • Heating: Natural Gas, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: None
  • Acreage: 0.26
  • Est. Taxes: $12,203
  • Lot Desc: Level, Near Public Transit
  • Elem. School: Parkview Elementary School
  • Middle School: William T Rogers Middle School
  • High School: Kings Park High School
  • School District: Kings Park
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
  • MLS#: 3587106
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/3587106/60knightlane_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Coach   Phone: 631-757-4000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

60 Knight Lane, Smithtown (Kings Park), NY, 11754

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $1,017 $1,017 $1,017
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,720 $3,717 $4,716
Total Monthly Payment $4,829 $4,826 $5,825

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.