1429 Areca Palm DRIVE, Port Orange, FL, 32128 | $489,000

Absolutely Gorgeous 4 Bedroom 2 Full Bathroom home with over 2200 sq ft in the Gated Villages of the Royal Palm! Worry free living with a new roof installed in 2023. The HOA takes care of the appearance of the yard, trees and home exterior. The Spacious Kitchen has granite countertops, stainless steel appliances, and an island. The living room is really a Great Room with 12 foot high vaulted ceilings and beautiful wood flooring. The main Bedroom is huge and has the ensuite with a walk in shower, double sink vanity and a soaker tub. The other 3 bedrooms are all good size and has a full bathroom between them. A Spectacular 32ft Florida room is across the rear of the home and overlooks the backyard and tree line that gives you both privacy and great views. This gated community has a Clubhouse with fitness center, library, billiard room, art and craft room. 2 indoor pools, tennis courts, shuffleboard, putting green, Basketball hoops, Hot tub, This has it all! You will love living here.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,227
  • Acreage: 0.17
  • Est. Taxes: $3,921
  • HOA Fee: $312 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4938993
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/V4938993/1429arecapalmdrive_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 8:17:07 AM)
Listing courtesy of WATSON REALTY CORP.   Phone: 386-767-2890

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1429 Areca Palm DRIVE, Port Orange, FL, 32128

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,603 $2,600 $3,354
Total Monthly Payment $3,005 $3,002 $3,756

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.