With location as one highlight, this handsome home sits on a spacious open lot, fenced on all sides. The lot is larger than average in the neighborhood with room for various real improvements, or perfect just as it is for a family home or an investment. Granite masonry leads from the driveway parking to the rear entrance and an outdoor sitting area. The side yard has a monument, a shaded nature area, an existing flagpole, and a unique iron fence and gate bordering. The primary entrance, with attached mud room allows for slow air exchange and reduced soil. The ceilings on the first floor are relatively high and trimmed nicely providing welcoming headroom. A straightforward first floor layout gives you an open Kitchen/ Dining combination and a first-floor full bath with convenient stackable washer and dryer setup. With the important business downstairs, there is an elongated great room with southern exposure and a natural wood mantel and fireplace, plus two additional rooms for your style and preferred use. A glass breezeway extends across the front of the home allowing a 3 season seating option and functioning window panels. The second floor also has a straightforward layout and full height ceilings with no compromise. There are three comfortable size bedrooms upstairs, two with walk-in closets, and one smaller bedroom adjacent to the second full bathroom in the back. Crafted to last, built with sticks and brick. Open House Saturday 11am to 1pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $323,040 | $323,040 | $323,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,122 | $2,724 |
Total Monthly Payment | $2,974 | $2,947 | $3,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.