3912 Baja DRIVE, Saint Cloud, FL, 34772 | $425,000

Under contract-accepting backup offers. Lovingly cared for by original owners, with a great floorplan, and tranquil water views ---this is the one! TOUR THE HOUSE WITH THE VIRTUAL TOUR LINK. From the moment you pass through the elegant mosaic glass front door and on to the beautiful tile flooring throughout the house, you’ll feel “home. ” High ceilings and natural light bathe the open concept of this floorplan. The family cook will enjoy views of the pond while preparing meals and snacks to serve at the large island bar, or in the adjacent dining space. With plenty of cabinetry, a closet pantry, and ample stone countertops and backsplash, this kitchen will feel like a dream. Plus, you’ll always feel part of the action overlooking the large family room! Through sliding glass doors you’ll find a covered patio where you’ll enjoy watching birds around the pond while you enjoy your morning coffee or evening glass of wine. Retreat to the primary suite, where your king-sized furniture will be right at home. A large walk-in closet awaits, and the ensuite bathroom has a large step-in tile shower and dual-sink vanity set at comfort height, so you have less bending over the sink. Three other well-appointed rooms and another full bathroom with a dual-sink vanity are the perfect spaces for your needed bedrooms, office space, or home gym. One of the bedrooms has a custom bunk bed that could convey with the house if you like. Other features and upgrades include a large laundry room with cabinetry storage, elevated tray ceilings, additional hanging garage storage shelving, custom barn-door style window shutters, water softener, gutters, paver-brick driveway, fresh exterior paint, and built-in exterior wall access for pest control treatment. On top of that, there is NO CDD and the LOW HOA also provides access to a community pool and playground. The Whaley Creek neighborhood has convenient access to the Florida Turnpike, and has close shopping and dining options nearby.

Features

  • Amenities: Park, Playground, Pool
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,144
  • Acreage: 0.17
  • Est. Taxes: $3,480
  • HOA Fee: $91 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6250023
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/O6250023/3912bajadrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 1:32:17 PM)
Listing courtesy of BLOOM HOME GROUP REALTY LLC   Phone: 407-434-9408

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3912 Baja DRIVE, Saint Cloud, FL, 34772

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,348 $2,291 $2,892
Total Monthly Payment $2,713 $2,656 $3,257

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.