Have you been dreaming of owning a beautiful piece of St. Pete history in the Historic Uptown neighborhood? If you were reading a book about a family living the American dream set in a historic neighborhood built in the early 1900's, you might visualize a house just like this. With a picket fence in a welcoming neighborhood, a covered front porch and a backyard designed for entertaining, this home has all the charm in the world. Uptown is a perfect blend of a peaceful, charming neighborhood combined with the proximity to our little big city of Downtown St. Pete. The only downside to this neighborhood for many is the lack of parking, however this house has two tandem parking spots in the alleyway. Pride of ownership shows - In 2020 the foundation was redone, 2022 the historic windows were restored to open properly, a new roof and termite tenting were completed in 2023 and all kitchen appliances were replaced in the last 2 years. This area is one of the higher elevations in the St. Pete area, not a flood zone and the house took no damage from either recent hurricanes. If you're planning on putting down roots in St. Pete this would be a great choice for your forever home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,177 | $4,120 | $5,228 |
Total Monthly Payment | $4,823 | $4,766 | $5,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.