Under contract-accepting backup offers. Welcome home to this charming Clearwater Bungalow, offering you both Comfort and convenience. This 2-Bed + Den, 1-Bath, 1-Car Garage home is situated on a spacious corner lot, just minutes from vibrant Downtown Clearwater and our Gulf Coast Beaches. Property features include REAL Wood Flooring, a Wide-Open Floor plan, with an Open-Concept Kitchen that seamlessly connects the Living & Dining areas. The King-Sized Bedrooms provide ample space. The Flex room / Den works perfect as a Hobby Room or Home Office. The Pool-Sized Corner Lot is perfect for storing your Boat, RV, Trailer, and more. Recent upgrades include a Renovated Bath, New SEWER lines (2021), and Upgraded 200 AMP Breaker Panel (2021). This home features a durable HIP Roof and is located in NON-EVAC Zone X, providing both storm protection and the benefit of lower insurance premiums. Additionally, this home is on the same power grid as Morton Plant Hospital, which ensures priority power restoration and makes it the safe haven for your friends and family.
** SO WHATS THE CATCH? If this property is so great then why is it priced so low & why are there limited photos? Here's the bottom line. The sellers need to relocate fast. This has nothing to do with the storm and nothing to do with the property itself. The lack of photos is due to the moving process and amount of personal items throughout. More photos will be provided if it lasts that long. This home has been priced well Below market in order to attract both occupants and investors alike. The sellers have decided to take a loss in order to close this chapter and move on. The only question is, will their loss be your gain? Opportunities like this don’t come along often. Call today to schedule your showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,840 | $239,840 | $239,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,594 | $2,056 |
Total Monthly Payment | $2,026 | $2,024 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.