PRECIOUS FIRST FLOOR UNIT, NOT IN A FLOOD ZONE! This darling unit is just steps away from the laundry facilities, elevator, and community pool. Welcome to the highly sought after Heather Ridge 55+ community in ever popular Dunedin! Enter the front door and enjoy the lovely view from almost every angle of this ground floor condo. Recently painted in lovely color palette to match furnishings which are INCLUDED IN SALE! Open plan and split bedrooms. New patio sliding door that overlooks the most serene backdrop with no rear neighbors. This is said to be the most upkept building in Heather Ridge- a primarily owner-occupied building with only one rented unit, new roof in 2015, new, elevated walkways in 2018, new balconies and patios in 2022, newly modernized elevator in 2023, newer laundry equipment in 2021, heated pool from mid-November to April, and a CLEAN MILESTONE REPORT (attached). The association has spent approximately $1 million dollars on maintenance and beautification since 2015. Just minutes from shopping, restaurants, downtown Dunedin, Honeymoon Island, Caladesi, as well as historic Clearwater Beach. This is the perfect retreat for seasonal living or full-time, maintenance-free convenience. Enjoy the Florida lifestyle at a very affordable price point!
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Our Executive Mortgage Banker:
Our Insurance Division:
$157,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $126,000 | $126,000 | $126,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $838 | $837 | $1,063 |
Total Monthly Payment | $992 | $991 | $1,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.