House & Additional adjacent Lot included! This wonderful raised ranch located at the end of Mountain Road which offers tons of privacy being the last house on the block. It has been fully repainted with refinished hardwood floors running throughout complementing the spacious living room filled with natural light. The DR connects seamlessly to the EIK which provides access to a wooden balcony, ideal for al fresco dining or enjoying the outdoors. The master bedroom features 2 closets & direct access to the full hall bath. 2 additional bedrooms complete the main floor offering flexibility for family or office use. Downstairs, the large family room includes a full bath and opens through the sliding glass door to a patio and expansive backyard. An attached heated 2 car garage provides ample parking and storage that complete this home. 301 Mountain Rd is a 14230 sqft lot included in the sale. Listing sqft includes 425 sqft for lower level. Buyer can pick out the color for the hardwood flooring. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,361 | $1,361 | $1,361 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,228 | $4,076 |
Total Monthly Payment | $4,763 | $4,681 | $5,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.