WELCOME HOME to 17 Sims Street! This 3/4 bed, 1. 5 bath completely renovated ranch is dripping with style, has room for guests, AND is WITHIN BAYPORT/BLUEPOINT SD!!! Updated in 2021, this beautiful, open-concept abode boasts BRAND NEW kitchen with ss appliances and quartz counters, a BRAND NEW spa-like bath, gleaming wood floors, and 9 year young architectural roof! Gas fireplace will help keep new homeowners cozy this winter & luxurious solarium will be the favorite sunset spot! Guests can make themselves right at home with a large finished basement with bathroom, 4th BONUS BEDROOM, and large finished space. The basement even has an outside entrance to the side yard! Outside, IGS makes landscaping a breeze! The private backyard is the perfect mix of easy maintenance AND space to entertain! Conveniently located - but not TOO close ;) - to both Sunrise Hwy and Nicholls Rd. Minutes away from the Holtsville Wildlife Center & Petting Zoo - less than 2 miles from the Holbrook Country Club & Golf Course! Taxes $10, 558. 36 with basic STAR! Come see this BEAUTY before it's gone!!!, Additional information: Appearance: MINT
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,002 | $1,002 | $1,002 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,228 | $4,076 |
Total Monthly Payment | $4,404 | $4,322 | $5,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.