90 Point Avenue, Warwick, RI, 02889 | $679,000
Discover coastal living at its finest in this stunning 5-bedroom, 2. 5-bathroom home, ideally situated just a short distance from breathtaking saltwater views. Enjoy the serene beauty of the surrounding landscape from the comfort of your own backyard, which features a large, well-manicured yard on a double lot perfect for entertaining or simply relaxing in peace. The property boasts a beautiful saltwater pool, offering the perfect spot to unwind on hot summer days. Inside, you'll find a spacious and inviting floor plan, including a separate dining room, perfect for hosting. The detached garage offers ample space for storage or vehicles, with the added potential for an in-law suite or guest quarters above. With plenty of room to accommodate family and friends, this home is designed for both comfort and style. Additional features include a brand new Navien heating system for efficient warmth, solar panels, new roof replaced 1 year ago, providing eco-friendly savings for years to come. This property offers the perfect blend of luxury, convenience, and energy efficiency. Don't miss the chance to make this coastal retreat your forever home! Subject to sellers finding suitable housing.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1925
- Garage: 1-car Detached,Garage
- Heating: Baseboard,Forced Air,Gas
- Cooling: 1 Unit
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,144
- Acreage: 0.32
- Est. Taxes: $5,829
- Appliances: Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Water Heater
- MLS#: 1370449
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
90 Point Avenue, Warwick, RI, 02889
$679,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,752 | $3,610 | $4,581 |
| Total Monthly Payment | $4,330 | $4,188 | $5,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB