**Charming Single Family Ranch in a Desirable Blue Ribbon School Neighborhood** Welcome home! This beautiful single-family ranch is nestled in a highly sought-after neighborhood, offering both comfort and style. This home features stunning hardwood floors throughout that add warmth and elegance. Step into the heart of the home a beautiful kitchen that boasts sleek counter tops and a spacious peninsula island, perfect for both cooking and entertaining. The open layout is ideal for family gatherings and social events. With three well-appointed bedrooms, there's ample room for relaxation. A modern full bathroom that exudes sophistication and functionality. The expansive basement is a true gem, featuring an entertainment room for movie nights and a convenient half bath. The home is enhanced by new exterior siding, providing excellent curb appeal, and the exterior spaces are equally inviting. Step outside to enjoy the beauty of your large backyard, complete with a stunning patio right outside the walkout basement door. It's the perfect spot for summer barbecues and friendly gatherings. In addition, the crushed stone fire pit sitting area offers a cozy retreat for evening fires under the stars. The deck off the kitchen door provides yet another outdoor space for dining al fresco or enjoying your morning coffee. This single-family ranch combines a modern vibe, delightful outdoor spaces, and a prime location, making it a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,827 |
Total Monthly Payment | $2,579 | $2,577 | $3,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.