Gorgeous updated raised ranch in the highly sought after neighborhood of Kensington. This 3 bedroom 2 full bathroom house is tastefully done. The heart of the house, the kitchen is updated with granite countertops, tile backsplash, stainless steel appliances and is open with a breakfast bar to the dining room and living room. All hardwood floors in hallways, bedrooms, living and dining rooms. The open and airy living room has cathedral ceilings with a skylight that lets in additional light. The full bathroom on the main level has been recently remodeled to include a tiled standup shower. Embrace the outdoors and step out onto your sizable, multi level deck, which is off the dining room. The lower level features additional living space, ideal for a den, office or gym. A full bathroom with laundry is also located on the lower level. Enjoy the fenced in backyard, ideal for families to play or for your furry friends to run around. Nothing to do but move right in, roof is 6-7 years old, windows new within the last year, on demand high efficiency furnace and hot water heater, natural gas, city sewer, city water. Conveniently located within walking distance of stores, restaurants, easy access to major highways.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Breakfast Bar,Hardwood Floor | Main |
Living Room | Skylight,Cathedral Ceiling,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,846 | $2,844 | $3,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.