Better than New in Mirabay! This beautifully designed 3-bedroom, 3-bath home offers 2, 184 square feet of well-planned living space in the highly desirable, low-maintenance area of Mirabay. The front of the home is situated on a lovely park like Mew with a cozy communal yet distinctly private feel. Views of the front park area are available from the expansive front porch and large primary bedroom. This home is within steps the parameter of the Wolf creek nature preserve which extends with walking trails all the way down to Tampa Bay.
With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners
Home Features the perfect layout for functionality and practicality. The kitchen is perfect for anyone who enjoys cooking, with light granite countertops, upgraded cabinetry, double ovens, a large island, a gas range, and pull out shelving in the large pantry—ideal for prepping and entertaining. Upstairs, you’ll find two additional bedrooms, a full bath with double vanity, and a versatile loft area, great for a home office, playroom, or entertainment space.
The spacious main-floor primary suite features a large on suite master bath with dual vanities and tons of built in storage. You will love the upgraded walk-in shower with a bench, and dual shower heads. The master suite also features a large 8' x 10' walk-in closet with custom shelving, drawers and organization- providing plenty of storage.
This home is loaded with modern conveniences, including energy-efficient features like a tankless gas water heater, three gas lines in the kitchen, and hurricane shutters for added protection. Smart home upgrades include thermostats, smart switches, rain gutter system, water softener system and ceiling fans throughout. The cozy and private screened lanai offers a great spot for outdoor relaxation, and the garage stands out with overhead shelving for extra storage and epoxy flooring so clean, you could practically eat off of it.
This home is designed with an extra long drive for additional parking and guest parking is directly behind the home. Perfect for gatherings and entertaining.
Living in Mirabay means access to incredible community amenities, including a beach-entry pool with a water slide, tennis, basketball and pickleball. Mirabay is a golf cart friendly community with many organized events and social clubs and opportunities. Water lovers will enjoy the kayaks and paddleboards available for residents. With landscaping, irrigation, and water included in the economical HOA, you can focus on enjoying the Florida lifestyle.
This home is a perfect mix of comfort, convenience, and Florida living!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,999 | $367,999 | $367,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,417 | $3,103 |
Total Monthly Payment | $3,252 | $3,221 | $3,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.