Welcome to this charming one-bedroom co-op in The Patricia Gardens complex, perfectly situated in the heart of Larchmont Village. Just steps away from the train station, local shops, and the serene Manor Park on Long Island Sound, this home offers convenience and charm in equal measure. The unit is move-in ready, featuring gleaming hardwood floors, new windows, and abundant closet space for all your storage needs. The beautifully updated kitchen boasts stainless steel appliances, granite countertops and light blue glass backsplash tiles, adding a modern touch to the space. Upon entering, you're greeted by a spacious foyer with a coat closet and enough room for a console table. The sunlit living room offers space and relaxing retreat. The generous bedroom, complete with a ceiling fan, ensures comfort, while the full bathroom, featuring a window, adds extra brightness. For added convenience, laundry facilities are located in the neighboring building's lower level, and a full-time super is on-site. Ideal for first-time buyers, those looking to downsize, or commuters, with a quick 33-minute ride to Grand Central Station, this peaceful co-op is ready to become your next home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,365 |
Total Monthly Payment | $1,134 | $1,133 | $1,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.