Welcome to the "Lakes of Harmony" a 55+ Active Community. This 2 bedroom, 2 bath home has a bonus office/den which is private but convenient to the open living space. Sought after unique floor plan for the "Lakes of Harmony" so it is a must see! Great curb appeal with a large covered front porch to relax and have your morning coffee or maybe you would like to relax on the rear back covered Lanai. This home features both! Many upgrades with this home: full house gutters and down spouts, screened rear Lanai with fan and light, garage has a fan and light as well, motion activated light switch in owners closet, front entry hall and den. Engineered wood floors in Owners Suite and closet, second bedroom and closet and the den. Up/down blinds in dining area, new LG refrigerator, range and dishwasher. Metal backsplash in kitchen and new faucets in both bathrooms. New garage door opener. Transferrable termite bond. Enhanced landscaping and recently improved with Sherwin-Williams exterior paint 2023. As you walk in, you have full view of the living space with an ample dining area, open kitchen and family room combination. The kitchen features stone countertops, walk-in pantry with an oversized island and large sink which is great for entertaining! The owners bathroom has dual sinks, an over-sized shower and walk-in large closet. This home has a split floor plan interior and a laundry closet conveniently located off the hallway adjacent to the second bath. The Association covers yard maintenance, exterior pest control and security gate. All this at an exceptional value price. . . you can enjoy all the amenities that the "Lakes of Harmony" offers, a private clubhouse with zero entry pool. fitness, social club, meeting room, crafts and the Harmony Golf membership at the 18-hole Johnny Miller golf course included. This tranquil and peaceful community is located in Harmony's 11, 000 acre development. Not enough to do? Don't forget Buck Lake for relaxing on the dock, fishing and canoeing. This is a must see community with a must see home. Great location with minutes to major roadways making easy access to all the Central Florida attractions! 30 minutes to Melbourne Beach and Lake Nona Medical City!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,596 | $1,596 | $1,596 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $13 |
Total Monthly Payment | $86 | $86 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.