Charming One-Bedroom Haven in the Upper East Side Welcome to your new sanctuary at 301 E 78th St, Unit 4A. This inviting corner one-bedroom, one-bath apartment is set on a tranquil, tree-lined block, offering a serene escape in the heart of the city. The living room, facing North and East, is bathed in natural light, creating a warm and welcoming atmosphere. The updated kitchen, with its sleek granite countertops and stainless steel appliances, includes a convenient pass-through to the dining area, perfect for a breakfast bar setup. The generously sized bedroom easily accommodates a king-size bed along with additional furnishings. You'll find ample closet space and beautiful wood strip floors throughout the apartment. As a resident of The Lenox House, you'll enjoy a full-service cooperative lifestyle with outstanding amenities. These include a 24-hour doorman, a live-in superintendent, and storage lockers for added convenience. Stay fit in the newly updated fitness center or relax in the community room. Additional conveniences include a laundry facility and bike storage. The lobby, elegantly renovated in 2018, enhances the building's charm. Perfectly situated near the 6 train at 77th and Lexington, the Q train at 72nd and 2nd, and the crosstown bus on 79th Street, commuting is effortless. Enjoy a variety of dining options, gourmet supermarkets, and boutique shopping along 2nd Avenue. The building's ownership of retail space helps maintain low maintenance costs, making it an appealing option for attractive to buyers. Pied-Ã -terres are considered on a case-by-case basis. Financing is available up to 75%. There is an assessment of $56. 52 until December 2024. The capital assessment was initially implemented in connection with the pandemic as a response to the loss of commercial income. The properties are fully leased at this time. Experience the ideal blend of comfort and convenience at 301 E 78th St, Unit 4A, your perfect home in the vibrant Upper East Side.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,561 |
Total Monthly Payment | $3,631 | $3,628 | $4,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.