Discover your ideal ranch-style retreat on a sprawling 15, 000 sq. ft. lot in the highly desirable Thornton neighborhood of Johnston! This home combines charm, comfort, and limitless potential, ready for you to personalize. The low-maintenance vinyl siding ensures lasting curb appeal, while the interior shines with brand-new laminate flooring and beautifully refinished hardwoods, bringing warmth and elegance to every corner. The easy-flowing, single-level layout features two spacious bedrooms, two full baths, and multiple inviting living spaces. Picture yourself in the cozy living room, gathering around the dining room, or relaxing in the standout family room, where sliding doors lead to a freshly painted deck perfect for enjoying serene woodland views and ultimate privacy. But the potential doesn't stop there! The partially finished basement, with walkout access, offers a world of opportunity. Create a third bedroom, build a rec room, or design a cozy in-law suite the choice is yours. With a little TLC, you can turn this space into something truly special. Priced under $400K in Thornton, this home presents unbeatable value. Don't miss the opportunity to invest in a property with endless future possibilities. Buyer and buyer's agent to perform their own due diligence. (Note: The property is on a cesspool. )
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,314 | $2,312 | $2,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.