Welcome to your dream home in the vibrant 55+ Spring Lake adult community! This beautifully maintained ranch condo offers a perfect blend of comfort and convenience. Step inside to discover a spacious living and dining room combination adorned with elegant hardwood floors, vaulted ceilings, and a ceiling fan for added comfort. The living room seamlessly connects to a lovely patio, perfect for enjoying your morning coffee or evening relaxation. Retreat to the generous primary bedroom, featuring a walk-in closet and a full bathroom with brand new carpet for a fresh feel. With an additional bedroom and full bathroom, this unit is ideal for hosting guests or accommodating family. The well-appointed kitchen overlooks the dining area, boasting ample cabinets and a pantry for all your culinary needs. The fully finished lower level provides extra living space, perfect for entertaining or storage, along with a cedar closet. Enjoy the convenience of a one-car attached garage, additional parking in front, and a designated parking space. Newer furnace and hot water heater. As part of the community, you'll have access to a fantastic clubhouse, an inviting inground pool with stunning lake views, and recreational amenities like tennis and bocce ball courts. With a prime location that ensures easy accessibility, this ranch condo is the perfect place to embrace an active and fulfilling lifestyle. Don't miss out-make it yours today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 9.0 x 12.0 | Main |
Dining Room | Hardwood Floor | 10.0 x 14.0 | Main |
Family Room | Lower | ||
Kitchen | Ceiling Fan,Pantry | 11.0 x 10.0 | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 10.0 x 18.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 11.0 x 20.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,878 | $1,807 | $2,293 |
Total Monthly Payment | $2,323 | $2,252 | $2,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.