Step into this home and your mind will be blown. You step onto a welcoming farmers porch perfect to overlook historic North End. Once inside, every corner of this house is lovingly maintained. The main level consists of a massive living/dining room wih beautiful bay window overlooking the yard. Large eat in kitchen tastefully updated and maintained while still keeping with the original architecture of 1925. Office/bedroom on main level as well. Upstairs, you have 3 comfortably sized bedrooms along with a massive full bath complete with separate shower and soaker tub. Half bath with laundry also on second floor. Boiler and hot water heater updated in 2022. Cedar impressions/vinyl siding as well for minimal maintenance. High ceilings and over 1800 sq ft of living space! In the rear of the property, there is a massive converted garage that is 340 sq ft with mini-split for heating and cooling plus a full garage bay for storage roughly 175 sq ft. Fenced in yard space in the ideal walking neighborhood - You will not see anything like this in this price range.
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Our Executive Mortgage Banker:
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$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,474 | $2,472 | $3,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.