Move right into this completely renovated home w/legal accessory apartment on parklike property! The main house has a beautiful eat in kitchen w/Corian counters, stainless appliances, undercabinet lighting, & maple cabinetry. Fireplace in living rm, & dining rm has sliding dr to expansive rear deck. Primary bdrm ste has a fabulous, updated bthrm w/travertine marble & oversized shower. Three additional bdrms & updated hall bth, which includes a stackable washer/dryer. Lower-level family rm has side dr to lengthy driveway. Hrdwd flrs, recessed lighting, updated energy efficient boiler & hot water heater, & new roof w/solar panels. Buyer must assume monthly solar panel payment of $391 & must apply for permit for accessory apartment, which has 3 bdrms, living/dining rm, updated kitchen & bath, & covered patio. Door from main level to apartment can be opened for inside access. There are no audio recording devices inside this property. Additional Information: Heating Fuel: Oil Above Ground.
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Our Executive Mortgage Banker:
Our Insurance Division:
$794,222
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $635,378 | $635,378 | $635,378 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $1,292 | $1,292 | $1,292 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,281 | $4,334 | $5,491 |
Total Monthly Payment | $5,665 | $5,718 | $6,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.