Nestled in the charming West End of Portsmouth, this 3-bedroom, 3-bath house offers a perfect blend of comfort and convenience. With over 1800 sq ft of living area on one floor and additional basement space, this property provides ample room for both relaxation and productivity. The home's exterior boasts established landscaping with a private backyard, complete with a stone patio perfect for al fresco dining or simply enjoying the fresh air. Inside, you will find a well-designed layout that caters to modern living. The large master bedroom suite includes a cedar closet and ensuite bathroom. The basement is partially finished to include office space and a full bathroom, offering a dedicated area for remote work, or pursuing hobbies. One of the property's standout features is its prime location. Situated within walking distance of the vibrant West End, residents can easily access an array of local restaurants, retail outlets, workout options, and coffee shops. For daily conveniences, a grocery store is just a short stroll away. Commuters will appreciate the home's strategic position, providing easy access to major transportation routes. The property also includes a garage, ensuring secure parking and additional storage space. Residents can easily access nearby parks and the rail trail for outdoor adventures. The homeowners installed a new stainless steel oil tank in 2023, updated roof in 2017, and new cedar fence in 2022.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,488 |
Total Monthly Payment | $4,886 | $4,882 | $6,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.