Discover the perfect canvas for your dream home on this expansive 10. 6-acre secluded lot nestled among similar 10-acre properties and backing up to the breathtaking 150-acre Hickory Bluff Preserve. This lot is partially cleared already and is ready for your dream home which offers the ideal blend of privacy and convenience. Located within the Cypress Isles Community, you'll enjoy the benefits of a low annual HOA fee of just $425, which grants you exclusive access to a private park, boat ramp, pavilion, and playground along the picturesque St. Johns River. This property comes equipped with a brand-new septic system (2023) capable of servicing any size home, ensuring worry-free living. A spacious 11x36 utility shed, partially insulated with washer and dryer hookups, offers added convenience, while a new water system and freshwater hand pump provide reliable water access. For those with hobbies or projects, the 24x20 pole barn with a 24x12 carport offers ample space for storage and workspace. The recently updated chicken coop provides the perfect setup for raising hens, and a large pond at the front of the property adds to the natural charm. This property is ready and waiting for you and your family to build a beautiful future. Experience the tranquility and beauty of this remarkable lot and make it your own today. All information is intended to be accurate however not guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,339 | $2,366 | $3,002 |
Total Monthly Payment | $2,414 | $2,441 | $3,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.