Welcome to your dream home! Nestled on the peaceful shores of Diana Lake, this charming 2-bedroom, 2-bath residence is move-in ready and offers the perfect blend of comfort and modern convenience. With no HOA or CDD fees, you can enjoy the freedom of homeownership without added costs. Located in Flood Zone X, no flood insurance is required, providing peace of mind. Step inside to find a bright living room that flows into a well-appointed kitchen featuring granite countertops, solid wood cabinets, and stainless steel appliances, complemented by a cozy breakfast nook and expansive dining/flex space. Relax and take in the lake views from the covered, screened-in lanai—ideal for morning coffees or evening unwinding. Recent upgrades include a new AC system (2023) with transferable warranty, a new fence (2023), updated bathroom vanity and kitchen backsplash (2023), a Samsung refrigerator (2022), Maytag washer/dryer (2022), a water heater (2019), and an electric panel (2017), along with stylish vinyl plank flooring and fresh interior paint (2022). The home also features an inside laundry room, ample closet space, a one-car garage, and gutters on a spacious lot perfect for outdoor enjoyment. Conveniently located near Tarpon Springs Sponge Docks, Fred Howard Park, Anclote River Park, Honeymoon Island, and Key Vista Nature Park, you have easy access to US-19 and are only 30 minutes from Tampa International Airport. Don’t miss this incredible opportunity—schedule your private showing today and make this tranquil oasis your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,999 | $215,999 | $215,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
Total Monthly Payment | $1,533 | $1,532 | $1,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.