Location, Location, Location! No flood insurance required, came through Hurricane Helene and Milton with no flooding or other damage. New wood kitchen cabinets, full extension drawers, soft close doors and drawers and beautiful Quartz countertops. New roof 2024, and new A/C 2024. Fresh paint inside and out. The porch is the perfect setup for enjoying the outdoors while staying cozy and dry! A screened porch with vinyl windows gives you the best of both worlds, fresh air when it's nice out, and protection when the weather turns.
Corner lot with large backyard and alley access if desired. Golf cart friendly neighborhood and home is a short distance to Historic Downtown New Port Richey with dining, shopping, microbreweries, Sim’s Park, Main St. Library, & the new Recreation and Aquatic Center. The Sim’s Park boat ramp provides river access to the Gulf and several beaches.
Staghorn fern hanging on the oak tree out front does not convey! Seller will consider a $5, 000 closing cost credit with the right offer.
This is a must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,961 | $1,960 | $2,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.