Under contract-accepting backup offers. Own this lovely home in Timber Oaks, Port Richey! This well-maintained 3 bed, 2 bath, 1-car garage home is perfectly nestled in the Family Section of Timber Oaks, a community offering resort-style amenities. As you step inside, you're welcomed by a bright and spacious living area, bathed in natural light that enhances the home's warm and inviting atmosphere. The open-concept design effortlessly merges the living room with the dining area and kitchen, providing a versatile space that's perfect for both everyday relaxation and hosting gatherings. The seamless flow makes it easy to entertain guests or enjoy quiet moments in comfort and style.
Step outside to a lush backyard featuring multiple avocado trees and a papaya tree, ideal for gardening enthusiasts. A small workshop is attached to the home for your projects or additional storage needs. The big fenced yard, new garage door (2023), and screened porch with hurricane shutters are added bonuses. Additionally, the home includes a water pump for sprinklers (2021), keeping the landscaping in great shape.
Timber Oaks boasts a variety of amenities, including a clubhouse set against the serene Footprint Lake. Spend your days lounging by the pool, relaxing on the patio or in the spa, or engaging in friendly games on the tennis and shuffleboard courts. Walking and biking trails, along with ample greenspace, weave through the community, perfect for outdoor lovers.
Located near shopping, dining, beaches, and medical facilities, this home provides easy access to all Port Richey has to offer. With Tampa Bay just a short drive away, adventure and entertainment are always close by. Seize the opportunity to own this centrally located gem at an unbeatable value!
**Driftwood Village is a FAMILY VILLAGE and DOES NOT require one occupant to be 55 years of age and older. **
**ONLY Senior or Senior Option members in good standing may use the Clubhouse and participate in it's activities with a MONTHLY FEE of $50. 00. **
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Our Executive Mortgage Banker:
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$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,783 |
Total Monthly Payment | $1,593 | $1,591 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.