Discover your slice of paradise in the pet-friendly Oaks Royal 55+ Community with this charming 2-bedroom, 2-bathroom home, perfect for winter getaways or year-round living. This beautifully maintained residence features numerous upgrades including a new refrigerator and range in 2023, a new AC unit (2022, 16 SEER unit), double-paned windows, and a membrane roof that’s only 10 years old. The stylish interiors showcase tasteful paint throughout, complemented by laminate and ceramic tile flooring—no wallpaper here! The open floor plan seamlessly connects the kitchen, dining area, and living room, making entertaining a breeze. A spacious 10x16 Florida room, located off the living room, invites relaxation and serves as extra entertaining space for those winter months.
The generous master bedroom boasts a ceiling fan, walk-in closet, and an ensuite bathroom remodeled in 2023 with ceramic tile and a walk-in shower. A well-sized second bedroom features a ceiling fan and double closet, comfortably fitting a queen-size bed, with the 2nd bathroom remodeled as well in 2023, conveniently located nearby. For added convenience, the attached metal building at the front of the carport houses the washer, dryer, and additional storage. This charming home is ideally located close to shopping, dining, and medical facilities, with beautiful Tampa Bay beaches just an hour away. Don’t miss out—schedule your appointment today and embrace the sunny Florida lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$164,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $131,200 | $131,200 | $131,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $906 | $872 | $1,106 |
Total Monthly Payment | $1,115 | $1,081 | $1,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.