Exceptional house ready to be called home! This property has NEVER experienced flood loss, even during hurricanes Helene and Milton—a true testament to exceptional elevation and location. Come live the Florida waterfront dream. A Zen paradise awaits you with a modern transformation that will take your breath away. Picture perfect from the moment you pull up you will appreciate the curb appeal, tropical and lush landscaping, oversized driveway, and inviting front porch. Behind the custom front door you will greeted by breathtaking water views and the elegance of new flooring throughout. The gourmet kitchen is a showstopper, featuring a striking waterfall-edge island with casual bar seating and all-new high-end appliances, including a brand new gas range. The spacious dining area overlooking the pool and expansive living room offer a seamless flow to the outdoor area pool, patio, and waterfront—perfect for entertaining or relaxing. Covered patio with new custom TV wall, brand new fans and water feature creating the perfect ambiance. All-new impact windows and sliders (to be installed end of December), providing added security and peace of mind for a truly turn key experience. The home's split floor plan includes a tranquil primary suite that feels like you're in a 5 star resort, complete with a luxurious walk-in shower and a beautifully designed bathroom, and Toto toilet. All interior doors are new as well adding an extra touch of sophistication. Step outside to your covered patio, where indoor-outdoor living becomes a dream come true. Enjoy the cool bay breeze while lounging by your new pool, or take advantage of your private dock with a 13k boat lift. And rest easy knowing the brand-new seawall ensures lasting protection. Ponderosa Shores is a hidden gem in St. Pete offering higher elevation, easy access to the new 40th Ave bridge (perfect for bigger boats), and close proximity to the new Shore Acres Rec Center and Denver Park for pickleball, tennis, and baseball. Major updates have already been done for you, including a new metal roof, new AC with gas heat, new gas water heater (all in 2022), as well as a new dock and boat lift with remote from 2016. The seller is also open to selling furnishings and a golf cart (separately), making this home truly move-in ready. All this, plus a prime location just minutes from two international airports, downtown St. Petersburg, and the world-famous beaches. Don’t miss out on this rare opportunity to own your slice of waterfront paradise!
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Our Executive Mortgage Banker:
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$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,740 | $6,654 | $9,196 |
Total Monthly Payment | $7,531 | $7,445 | $9,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.