DID NOT FLOOD. Why rent when you can move into this waterfront beauty ready for immediate occupancy. This exceptional property has NEVER experienced flood loss, even during hurricanes Helene and Milton—a true testament to exceptional elevation. Completely renovated in 2023-2024, this home showcases a modern transformation that will take your breath away. From the moment you step inside, you’ll be greeted by breathtaking water views and the elegance of new luxury vinyl flooring throughout. The gourmet kitchen is a showstopper, featuring a striking waterfall-edge island with casual bar seating and all-new high-end appliances, including a gas range. The spacious dining area and expansive living room offer a seamless flow to the pool, patio, and waterfront—perfect for entertaining or relaxing. All-new impact windows and sliders are on order and will be installed soon, providing added security and peace of mind. The home's split floor plan includes a tranquil primary suite that feels like a private retreat, complete with a luxurious walk-in shower and a beautifully designed bathroom. New interior doors, including a custom front door, add an extra touch of sophistication. Step outside to your covered patio, where indoor-outdoor living becomes a dream come true. Enjoy the cool bay breeze while lounging by your new pool, or take advantage of your private dock with a 13k boat lift. And rest easy knowing the brand-new seawall ensures lasting protection. Ponderosa Shores is a hidden gem in St. Pete offering higher elevation, easy access to the new 40th Ave bridge (perfect for bigger boats), and close proximity to the new Shore Acres Rec Center and Denver Park for pickleball, tennis, and baseball. Major updates have already been done for you, including a new metal roof, new AC with gas heat, new gas water heater (all in 2022), as well as a new dock and boat lift with remote from 2016. The seller is also open to selling furnishings and a golf cart (separately), making this home truly move-in ready. All this, plus a prime location just minutes from two international airports, downtown St. Petersburg, and the world-famous beaches. Don’t miss out on this rare opportunity to own your slice of waterfront paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,915 | $6,915 | $9,482 |
Total Monthly Payment | $7,706 | $7,706 | $10,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.