2605 Waterford WAY, #A, Palmetto, FL, 34221 | $209,900

Charming 2-Bed, 2-Bath lower floor unit in Terra Ceia Bay Country Club. Discover the perfect blend of comfort and relaxation in this open-concept 2-bedroom, 2-bathroom home located in the gated community of Terra Ceia Bay Country Club. Enjoy the peaceful ambiance of the screened lanai overlooking a tranquil pond—ideal for unwinding after a long day. The property also includes a convenient single-car detached garage. This secure, gated community boasts a variety of premium amenities. Take a stroll down the 500-foot pier that stretches into Terra Ceia Bay, offering breathtaking sunset views over the Gulf of Mexico and the iconic Sunshine Skyway. For those seeking an active lifestyle, a public golf course, tennis courts, pickleball, fitness center, and dining options are all just a short walk away and available on a fee basis. Don’t miss out on this exceptional property—schedule your showing with us today! Remember, reaching out directly to Zillow or similar sites may not connect you with our listing office.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Gated, Maintenance
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: WATERFORD
  • Year Built: 1993
  • Approx Sq. Feet: 1,158
  • Est. Taxes: $4,564
  • Condo Fee: $2,100 Quarterly
  • Lot Desc: City Lot, Near Golf Course
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4626395
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/A4626395/2605waterfordway_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 1:54:21 AM)
Listing courtesy of TIM LESTER INTERNAT'L REALTY   Phone: 941-981-5388

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2605 Waterford WAY, #A, Palmetto, FL, 34221

$209,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $167,920 $167,920 $167,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $380 $380 $380
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,131 $1,116 $1,416
Total Monthly Payment $1,586 $1,571 $1,871

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.